Equitas Small Finance Bank is among the leading banks in India that has provided some solutions to cater to individuals who are still unknown to banking services. In this specific article, we will discuss the evaluation of Equitas small finance share price target 2025 and for the next decades.
Details About the Equitas Company
Equitas Small Finance Bank Limited was incorporated in the year 2016 as a small finance bank holding company Equitas Holdings Limited. The bank was born from a microfinance sector that was particularly inclined towards inclusive financial services to the underprivileged in the urban as well as rural areas in India.
What will be the Business Overview for Equitas small finance India?
Equitas Small Finance Bank Limited operates in the micro-lending service business model, micro-entrepreneurship lending services and retail banking solutions aimed at socially and economically excluded people. Its primary offerings include: Small business loans, and Deposit products include saving accounts, current accounts, and fixed deposits.
Key Fundamentals of Equitas small finance
The core values of equitas small finance bank share price target 2025 are grounded in its sound business propositions, good corporate governance and commitment to sustainability and social impact. Here are some key fundamentals:
- Capital Adequacy Ratio (CAR):
- Asset Quality:
- Operational Efficiency
Market Cap | 71.49 billion |
Enterprise Value | 44,903.87 Cr |
52 Week High/Low | ₹116.50 and |
Stock P/E | 19.46 |
Book Value | ₹52.6 |
Dividend Yield | 1.55% |
ROCE | 8.97% |
ROE | 14.4% |
Face Value | ₹ 10.0 |
Price to Book Value | 1.21 |
EPS | 0.11 |
Debt | 0.299 |
Promoters Holding | 0% |
What will be the Financial Performance of Equitas small finance?
The sources of the bank’s revenue include interest income, fees and commission.
- Revenue Growth: The bank has a growing trend in its revenue well supported by its retail banking goods and services.
- Net Profit: Equitas has confirmed profitability in the recent past but its profit largely remains thin than the larger commercial banks.
- Return on Equity (ROE): The use of the shareholders’ capital has been relatively good as seen from the ROE maintained by Equitas Small Finance Bank.
Revenue | 1.04k Cr |
Net income | 12.88Cr |
Diluted EPS | 0.11 |
Net profit margin | 1.24% |
What will be the Share Holding Pattern for Equitas small finance?
The shareholding pattern of Equitas Small Finance Bank is given below:
- Promoters: Largest proportion of shares is with the promoters more precisely with Equitas Holdings Limited
- Public Shareholders: The rest of the shares are owned by both institutional and retail investors.
- Government and Regulatory Bodies: The equity holders of the bank are small holdings of government endorsed financial institutions and regulators.
HOLDING | Sep 2024 | June 2024 |
Promoters Holding | 0% | 0% |
FII Holding | 16.9% | 19.7% |
DII Holding | 43.7% | 45.4% |
Public Holding | 39.4% | 39.4% |
Get Equitas small finance Share Price Target 2024
Equitas Small Finance Bank is at a good place in terms of business stability. It could further stretch up to the target price of ₹ 62.78.
Year | Price Target |
2024 | ₹62.78 |
Get Equitas small finance Share Price Target 2025
In 2025 favoring demand for small business loans and micro financing EQUITAS is expected to grow more. The equitas small finance bank share price target 2025 may move up to ₹ 191.
Year | Price Target |
2025 | ₹191 |
Get Equitas small finance Share Price Target 2026
This was especially the case with the bank which with the increasing emphasis on the financial sector could continue to expand its business. The above target for 2026 could be ₹195.
Year | Price Target |
2026 | ₹195 |
Get Equitas small finance Share Price Target 2027
In the same year ending 2027, if Equitas bolsters its portfolio and operates more efficiently, the share could grow up to ₹222
Year | Price Target |
2027 | ₹222 |
Get Equitas small finance Share Price Target 2028
In the year 2028, the company could expand further to achieve a high level of ₹255 based on its future rural as well as urban markets.
Year | Price Target |
2028 | ₹255 |
Get Equitas small finance Share Price Target 2029
The target for 2029 could be ₹291, as during the period the bank may have achieved a position of higher competition.
Year | Price Target |
2029 | ₹291 |
Get Equitas small finance Share Price Target 2030
Equitas Small Finance Bank has also diversified its operation; it could reach their share price target of ₹374 by the end of 2030.
Year | Price Target |
2030 | ₹374 |
Get Equitas small finance Share Price Target 2035
In the vision projection up to 2035 the bank could reach significant growth in its market capitalization and set the target per share.
Year | Price Target |
2035 | Not available |
Get Equitas small finance Share Price Target 2040
In the event of better economic structure and similar growth annually, it would be possible to estimate that the share price will be not available by the year 2040.
Year | Price Target |
2040 | Not available |
What will be the Future Growth Prospects of the Equitas small finance Company?
Equitas has always had a positive growth outlook because of its strategy on financial inclusion, digitalization, and diversification of micro-financing and retail banking. The company is also located in the niche that will soon experience the most growth.
Conclusion
Equitas Small Finance Bank is one of the prominent Small Finance Banks in India with a healthy growth portfolio and strong focus on bringing unbanked into the formal economy. The current financial situation of the bank with its growth potential clearly indicates that the bank will again remain as healthy in the future years.
FAQs
Equitas Small Finance Bank specializes in targeting unbanked sections of society in India.
Equitas has a better and steady revenue growth along with a better quality of its assets.
The projected annual growth of the stock is relatively slow over the next decade, with growing targets as in recent years.
Disclaimer
This article is just for information and education purposes. These predictions and statistics of stock prices are just for educational purposes. We don’t recommend buying and selling any stocks of the company. Investors are responsible for conducting research on stock prices before investing in any stock. We are not responsible for loss and damage arising while using this stock price content.
