Yes Bank, one of India’s leading private sector banks, has experienced significant fluctuations in its stock price. It has seen its stocks go through vigorous changes in their prices. This has attracted a lot of focus on Yes bank share price target especially now that the financial firm is undergoing growth. In this article, we will discuss Yes Bank’s business model, the carrier statistics of Yes Bank, as well as the deep analysis of Yes Bank’s share price forecast for the years 2024, 2025, 2030, 2035, and more.
Table of Contents
Details About The Yes Bank Company
Yes Bank was incorporated in 2004, and within a few years of its existence, it gained a competitive position in the Indian banking system. It offers numerous services, including corporate and retail banking, investment banking, asset management, and wealth management. The bank has a significant number of customer-focused initiatives and has positioned itself strongly in the financial service delivery domain. Nevertheless, it has problems, primarily concerning asset quality and financial repackaging in recent years.
What is the Business Overview of Yes Bank?
Yes Bank operates across multiple verticals which is a regular bank present both in retail banking, wholesale banking, and investment banking. Thus it has its greatest competitive advantage in the innovation of digital banking services and structured products. It also boasts a commendable corporate banking division where it delivers corporate and business solutions to large corporate and SME business entities. Despite losses within the last few years, the bank is reincarnating itself through technology and management of risks.
Yes Bank Share Price Target Loan Book
Recently, the loan book of Yes Bank has gotten better that was created earlier and has been solved by the bank. The gross advances were at ₹2,08,881 crore, which showcased the growth due to the retail and MSME exposure which is now a large component of total loan assets. With over 55% of the total advances being in retail singled out from the bank.
Yes Bank Share Price Target Borrowings
Yes Bank has been quite careful, it has brought down its exposure to high-cost borrowings. In the last quarter of the financial year, total borrowings of the bank was ₹30,000 crore. This has been made possible due to emphasis on mobilisation of funds through low cost deposits and enhanced liquidity status.
Key Fundamentals for Yes Bank
Yes Bank has been in the focus of investors since it was a crisis in 2020 and all the basics of its operations were considered. Since then the bank has been through a massive restructuring, it got a capital boost from a consortium that included the State Bank of India (SBI). Its core operation area reveals a better picture where its emphases indicate the enhancement of asset quality, the reduction of NPAs, and the diversification in the provision of retail banking services. These steps are very important in calculating the yes bank share price target in future periods.
Market Cap | 685.87 billion
|
Enterprise Value | ₹394,915.30 cr |
52 Week High/Low | ₹32.81 and the low is ₹14.10
|
Stock P/E | 48.74
|
Book Value | ₹14.3 |
Dividend Yield | ₹0 |
ROCE | 0.87 |
ROE | 2.79% |
Face Value | ₹2.00 |
Price to Book Value | 1.56 |
EPS | 0.44 |
Debt | ₹806.37 B
|
Promoters Holding
| 0% |
What will be the Financial Performance of Yes Bank?
If we look at the figures of Yes Bank, it is visible that after the restructuring phase of the company, it has come back on track. The bank demonstrated a progressive increase in its NII, which is an essential measure of the profitability of a bank. Furthermore, it has allocated less of its capital to cover bad loans and this is an encouraging sign that its management of credit risk has enhanced. Nevertheless, profitability is an issue of concern since the bank continues to strive toward generating sustainable growth in earnings.
Net Profit | INR 343 crore |
Non-interest income | INR 1,141 crore
|
Net interest income | INR 2,000 crore |
NIM | 2.5% |
GNPA ratio | 2.0% |
CET 1 ratio | 13.6% |
What is the Share Holding Pattern for Yes Bank?
Yes Bank has a diverse shareholding structure where a large amount of stake is held by leading institutional investors some of them are State Bank of India mutual fund and Foreign Institutional Investors (FIIs). A large percentage of shares are also owned by the retail investors. This diverse shareholding structure provides some form of stability to the stock, particularly with the establishment that has pumped in a lot of capital to stabilize the Banks.
HOLDING | JUN 2024 | MAR 2024 |
Promoters Holding | 0% | 0% |
FII Holding | 27.1% | 22.0% |
DII Holding | 38.3% | 41.7% |
Public Holding | 34.6% | 36.3% |
Get Yes Bank Share Price Target 2024
As for the year 2024, the research is suggesting a moderate growth path for Yes Bank’s stock price. The yes bank share price target 2024 when there will be improved fundamentals and better financials may lie in the ₹20 to ₹30 per share range. This projection also considers a qualitative improvement in the asset quality of the bank and growth in retail loan portfolios. However, there is always the likelihood of any form of financial pressure or any change in laws and regulations in the country that Such change can influence this target.
Year | Price Target |
2024 | ₹20 to ₹30 |
Get Yes Bank Share Price Target 2025
By 2025, Yes Bank is expected to further stabilize its operations. If the bank successfully reduces its non-performing assets and improves profitability, the share price could witness significant growth. The yes bank share price target 2025 is projected to be between ₹30 and ₹40 per share, as the bank is likely to benefit from increased credit growth in the economy.
Year | Price Target |
2025 | ₹30 to ₹40 |
Get Yes Bank Share Price Target 2026
With regard to the latter aspect, it is expected that up through 2026, the bank may experience additional concentration within the overarching market. With shifting more attention to digital transformation and retail banking the yes bank share price target for the financial year 2026 could be within ₹40 to ₹50. But any global slowdown or internal banking crisis could affect it or any other projection.
Year | Price Target |
2026 | ₹40 to ₹50 |
Get Yes Bank Share Price Target 2027
On the basis of the current performance levels, general expectations are that by the year 2027 Yes Bank would operate in a stable manner and have a stable fiscal structure. However, if the bank can increase its loan portfolio book without a concurrent escalation in its non performing assets, the target price of Yes Bank for the year 2027 could range from ₹ 50- ₹ 60 per share. Growth will emanate from developments in the retail banking scores and small and medium enterprises[vi] segments.
Year | Price Target |
2027 | ₹50 to ₹60 |
Get Yes Bank Share Price Target 2028
Possibly the incremental step-up of Yes Bank’s bet on technology and the proliferation of its services could incline its stock price. The Yes Bank share price forecast for fiscal 2028 might hover around ₹60-₹70 merely to sustain stability and any question of bad debts’ risks.
Year | Price Target |
2028 | ₹60 to ₹70 |
Get Yes Bank Share Price Target 2029
If Yes Bank continues on the recovery path and forays into the sectors that are still unsaturated in terms of banks or banking channels in India up to 2029, there could be a possibility of Yes Bank’s share price target being ₹ 70 to ₹ 80. The macroeconomic environment, competitor forces, and any regulatory changes would be the major areas of concern that may affect this sort of target.
Year | Price Target |
2029 | ₹70 to ₹80 |
Get Yes Bank Share Price Target 2030
A Yes Bank forms a more concrete ground in the Indian banking sector then it seems that the stock price of the company will not witness such volatility. At the end of 2030, the share price target could lie somewhere between 80 and 100 rupees per share. This forecast is under the premise that the bank will go on with new services and financial product innovation with the trend of similar organizations.
Year | Price Target |
2030 | ₹80 to ₹100 |
Get Yes Bank Share Price Target 2035
Even in the long-term by the year 2035, Yes Bank could be considered as one of the better Private Banks in India and could have recovered from the previous crises. The sharp value for 2035 could be at ₹150 to ₹200 It is based on sustaining profitable growth, nascent NPAs, and strong corporate banking platforms.
Year | Price Target |
2035 | ₹150 to ₹200 |
Get Yes Bank Stock Price Target 2040
To determine the value of Yes Bank’s stocks in 2040 or the present value thereof, several aspects hinder this process: these include fluctuations in the market and other economic factors and regulatory environment changes. However, the constant restructuring, better asset condition, attention towards becoming a digital bank could help in future growth.
Several analysts since then have pointed out that if Yes Bank remains on the right path, the company may provide high returns by the year 2040 in the range of 120 to 131. However, the investor needs to look into the possibilities of any risk inherent to the segment of banking and the changes in macros-economic indicators before one might invest in Yes Bank stock for the long-run.
Year | Price Target |
2040 | ₹120 to ₹131 |
Get Yes Bank Stock Price Prediction 2045
For the long-term growth scenario by 2045 Yes Bank is projected to reach the growth trend as indicated below for the share prices of Yes Bank shares; ₹250- ₹300. This projection, however, assumes the continued competitiveness of the bank in the emerging environment as well as sound returns on operations.
Year | Price Target |
2045 | ₹250 to ₹300 |
Get Yes Bank Share Price Target 2050
It is a long-term positive outlook having for the yes bank share price target stock of ₹300 to ₹400 per share by 2050. This presumes many more things about this bank, for instance, it will maintain a huge role in the banking industry in India in replicas of technology factor, multiple product offerings, and customer loyalty.
Year | Price Target |
2050 | ₹300 to ₹400 |
Factors Influencing Share Price Target
- Yes Bank share price target depends on some activities such as financial position, performance, quality of assets and loan portfolio.
- The fact that the bank manages to keep the NPAs low greatly influences investors’ perceptions.
- Fluctuations in interest rates and regulatory developments affecting the lending business, macroeconomic developments, and general sentiment of the stock market are other determinants.
- The plan of the bank, like increasing its digital banking services, and maximising the retail and SME sectors is also helpful in the generation of its sustainable value.
What will be the future Growth Prospects of YES Bank company?
There has been a realisation that it is important Hence for Yes Bank to look for its future growth path to first of all strengthen the balance sheet after some crises.The bank should concentrate on increasing their opportunities in the retail division and the bank’s online facilities, which are key factors that the organisation can use in order to attract and maintain their customers.
It also noted that the strategic partnerships, including with fintech firms, will also aid the company in complicating and enhancing the customer experience. Again, as the Indian economy grows then it may mean more loan demands, and better economic conditions for Yes Bank. But for this, its growth will depend to a greater extent on outcomes derived from the( asset quality and capital adequacy) management.
Conclusion
Yes Bank’s stock has shown resilience in the face of challenges, and its future growth prospects remain promising. yes bank share price target forecasts for 2024, 2025, 2030, 2035, 2040, 2045, 2050 may be beneficial for short–term and long-term investors. Indeed, as with any investment, there are possible disadvantages which may include changes in the law and fluctuations in the market.
Disclaimer
For all the investors investing in the stock market, we want to tell you that in this blog we present to you the estimated target price of experts and the data obtained from big websites after collecting it. Neither do we advise you to buy or sell the shares of any company on any platform in this blog. So if you invest money in the shares of any company, then it will be your own responsibility.
FAQ's
The target share price for Yes Bank has been set to between ₹20 to ₹30 per share.
Yes Bank has also indicated better asset and credit quality and lower NPA levels post-restructuring.
Macroeconomic factors such as general economic conditions, regulatory changes, etc influence Yes Bank’s stock price; the quality of its assets also affects its price.
Yes Bank has good long-term prospects, but investors should take risks such as competition from other players and fluctuations in economic activity.
The Yes Bank has set a target of Yes Bank’s share price to range between ₹300 and ₹400 per share by 2050.
